Question 1 of 520%

Medicare Turning 65

Find out your exact Medicare enrollment window.

Enter your date of birth to see when your Medicare Initial Enrollment Period starts and ends.

Enter your date of birth as MM/DD/YYYY.

This calculator runs only on this page. Your answers are not sent, saved, or stored.

Question 2

What state do you live in?

Some Medicare options and resources vary by location.

Question 3

Do you currently have health insurance through your job or your spouse's job?

This means coverage through a current employer or union. COBRA, retiree coverage, and Marketplace plans don't count.

Question 4

Do you currently have any of these types of coverage?

Select all that apply.

Question 5

Where are you with Social Security?

Your answer helps clarify whether Medicare enrollment may be automatic.

Your Path

Your Medicare roadmap.

Your Medicare Window

Your Initial Enrollment Period.

65th birthday--/--/----
IEP starts--/--/----
IEP ends--/--/----

Your Medicare Game Plan

Based on the answers you just gave us.

What To Do Now

Get Organized

Protect Your Timing

Waiting can create lasting penalties.

Part B

Waiting to enroll in Part B when you're first eligible may result in a late enrollment penalty. Generally, the penalty increases by 10% for each full 12-month period you could have had Part B but didn't. Exceptions may apply, including when you qualify for a Special Enrollment Period.

Part D

Going 63 days or more without Medicare drug coverage or other creditable prescription drug coverage after you're eligible may result in a Part D late enrollment penalty.

These are general Medicare rules, not a personalized quote or cost calculation. Exact timing and penalties depend on your individual circumstances.

Show the Social Security enrollment steps

Have Questions?

Have questions about your Medicare timeline?

I'm happy to help you understand what these dates mean for your situation.